Payroll Plus loan

  • Qualifying employees can apply

    New joiners can apply, but you must work for a qualifying employer

  • Repay over up to 36 months (under £2,000) and 60 months (5 years) for over £2,000

  • Borrow from £50 at 26.8% APR to £15,000 at 12.7% APR

    £50 to £2,000 at 26.8% APR

    £2,001 to £15,000 at 12.7% APR

  • The loan must be paid back directly from your pay packet

    Read more about payroll deduction

  • No large outstanding County Court Judgments

  • No high value defaults on your credit record

  • You cannot be going through, a bankruptcy, Trust Deed, a Debt Arrangement Scheme, an Individual Voluntary Arrangement (IVA) or a Debt Relief Order (DRO) or Debt Management Plan (DMP), or been made insolvent in the last 2 years

Payroll Plus

How much do you want to borrow?
How long do you want to repay?
*Your repayments are every month at
Total you will pay:
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* THIS IS A REPRESENTATIVE RATE FOR QUOTATION PURPOSES. WE WILL BE ABLE TO OFFER YOU AN ACTUAL RATE ONCE WE HAVE UNDERTAKEN A CREDIT CHECK. WHILST EVERY CARE HAS BEEN MADE IN THE PRODUCTION OF THIS WEB PAGE, THE CREDIT UNION, OR ANY OF ITS STAFF, CANNOT BE HELD RESPONSIBLE FOR ANY OMISSIONS, ERRORS OR OTHER MISTAKES MADE. THIS WEB PAGE IS FOR ILLUSTRATIVE PURPOSES ONLY, SO AS TO GIVE YOU, THE BORROWER, AN OVERVIEW OF THE POTENTIAL COST OF BORROWING.